Instant Finance Debt Consolidation Loan
ConsolidationCredit assessment based on income and overall financial situation
9.95–29.95%
NZ$500–NZ$50k
3–84mo
Credit assessment based on income and overall financial situation
9.95–29.95%
NZ$500–NZ$50k
3–84mo
NZ resident
Aged 18+
12.95%
NZ$2k–NZ$50k
6–84mo
Residential home loans typically need at least 20% equity
Residential investing lending typically needs at least 30% equity
4.19–6.39%
—
6–360mo
NZ citizen or permanent resident
Regular income
9.95–29.95%
NZ$2k–NZ$50k
12–84mo
NZ resident
Aged 18+
6.49–12.99%
NZ$2k–NZ$50k
6–60mo
At least 18 years old
Regular income
13.9%
NZ$3k–NZ$50k
6–84mo
NZ resident
Aged 18+
8.95–19.95%
NZ$2k–NZ$100k
12–84mo
At least 18 years old
NZ citizen, permanent resident, or Australian citizen
7.99–24.99%
NZ$2k–NZ$100k
36–84mo
NZ or Australian citizen
No defaults on credit file
7.99–24.99%
NZ$2k–NZ$100k
36–84mo
NZ citizen or permanent resident
Regular income
9.4–12.15%
NZ$5k–NZ$75k
12–60mo
NZ citizen or permanent resident
Age 18+
11.5–15.5%
NZ$1k–NZ$30k
6–60mo
NZ resident
Aged 18+
13.9%
NZ$3k–NZ$50k
6–84mo
NZ citizen or permanent resident
Age 18+
8.55–11.7%
NZ$5k–NZ$100k
12–60mo